Calculators
Interactive calculators for Indian government employees, each showing its formula, assumptions, and the governing Office Memorandum.
Each calculator states the formula it uses, every assumption it makes, and the Office Memorandum, rule, or statute behind each rate. Results are indicative and the governing order prevails.
- Expected DA calculator
Project the next dearness allowance for central government employees from the AICPI-IW index, using the 7th CPC formula. The current DA is 60%.
- Family pension calculator
Work out a central government family pension under Rule 50: the enhanced rate of 50%, the ordinary rate of 30%, and dearness relief.
- HRA exemption calculator
Work out the tax-free part of your HRA under Section 10(13A): the least of actual HRA, rent minus 10% of salary, and 50% or 40% of salary.
- Salary by pay level calculator
Pick a 7th CPC pay level, stage, and city to see the full monthly salary: basic, DA, HRA, transport allowance, and take-home after NPS, CGHS, and tax.
- Children Education Allowance calculator
Work out your Children Education Allowance and Hostel Subsidy for up to two children, at the current rates, per month and per year.
- GPF calculator
Project your General Provident Fund balance at retirement from your GPF balance and monthly subscription at the government interest rate, paid tax-free.
- Leave encashment calculator
Work out the cash equivalent of your leave at retirement: earned leave up to 300 days, on basic pay plus DA, tax-free for government employees.
- MACP calculator
Work out when your MACP financial upgradations fall due (10, 20, 30 years, or 10 years in a Level), the Level each gives, and the pay after the next one.
- NPS corpus calculator
Project your National Pension System corpus at retirement from the 10% and 14% contributions, and see the lump sum, annuity, and monthly pension.
- OPS vs NPS vs UPS calculator
Compare your retirement payout under the Old Pension Scheme, the National Pension System, and the Unified Pension Scheme, side by side, from one set of figures.
- Pay fixation on promotion calculator
Compare the two pay-fixation options on promotion under the 7th CPC matrix: fix on the promotion date or from your next increment, and see which is better.
- Rule 44 pension calculator
Work out a central government pension under Rule 44: 50% of your emoluments, the old-age additional pension, dearness relief, and the family pension.
- Transport Allowance calculator
Work out your monthly Transport Allowance: the fixed rate for your pay Level and city, plus dearness allowance on it, the amount that reaches your salary.
- UPS payout calculator
Work out your Unified Pension Scheme payout: the assured 50% pension, dearness relief, the lump sum at retirement, and the family payout.
- 8th CPC salary calculator
Project a revised basic pay under the 8th Pay Commission by choosing a fitment scenario. No official 8th CPC figure exists yet, so every result is illustrative.
- HRA calculator
Work out your house rent allowance by pay and city class, and the part exempt from tax under Section 10(13A) with the least-of-three rule. For FY 2026-27.
- Income tax calculator: old vs new regime
Compare your income tax under the old and new regimes for FY 2025-26, with the Rs. 12 lakh rebate, standard deduction, and old-regime deductions applied.
- DA arrears calculator
Work out your dearness allowance arrears: basic pay times the DA rise times the number of arrear months. Prefilled for the 58% to 60% revision.
- Gratuity calculator
Work out your retirement gratuity: one-fourth of emoluments per six-monthly period, up to 16.5 times emoluments and the Rs. 25 lakh ceiling. Tax-free.
- Commutation of pension calculator
Work out your commuted pension lump sum, the reduced pension for 15 years, and the dearness relief on the full pension. Uses the CCS commutation table.
- 7th Pay Commission Salary Calculator
Work out your 7th CPC monthly take-home pay: basic from the pay matrix, plus dearness allowance, HRA, transport allowance and NPS, every rate sourced.